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Latest Blogs

Afforadable Rent Payments

Afforadable Rent Payments
When it comes to renting an apartment, there are many different questions that have to be asked. One of the most important questions, is how much you want to pay for an apartment and how much you can pay for an apartment. You obviously don’t want to pay too much and possibly be in trouble if you end up losing your job or having to take a pay cut, but you also don’t want to go for a cheap alternative either. Super cheap locations are often too small or are barely habitable, which is never good for those living there. After all, you do get what you pay for.
According to most financial experts, your rent payments should make up about 30 percent of your income. This is considered a good balance of expenses between housing and other things like food, entertainment, and other costs of living. While the full 30 percent isn’t always an option due to other factors, it is at least a good point to adjust from in either direction. It also gives you a healthy perspective in regards to what price point you should be looking at. For example, if an apartment would only cost you 15 percent of your budget and there isn’t an obvious reason why the rent is so cheap, then you may want to reconsider depending on the other rent rates in the area.
It is always a good idea to check around at other apartments in the area to see how much they are going for. There may be one specific area that costs more than the others around it and depending on your financial situation you may want to look there or specifically avoid it. It also gives you a good idea about how much of a deal you may be getting on your rent payments.
At the end of the day, it is up to you to decide how much you can pay for rent. Some landlords do require a minimum income to prove that you can afford the apartment, so be sure to pay attention to any listing that you read to see if you are eligible to even rent the property. If you are looking for a new place to live and have a budget in mind, give Talley a call and see what we have to offer. You never know, we may have exactly what you’re looking for!

What Suits Your Needs?

What Suits Your Needs?
Trying to find the perfect place to live is always a struggle. It is even more difficult when you are on a fixed or limited budget. You may have specific requirements that are unique which further reduce the amount of places that you can move, which causes even more trouble. When it comes down to finding a good fit, it can be more difficult than you ever imagined.
Trying to balance the amount of money you need to pay in rent and utilities with the amount of space you need gets exponentially more difficult the more people you have living with you. If it is just you or yourself and one additional person, you can likely get away with a one bedroom depending on your relationship. However, if you are someone with children it can become prohibitively expensive. This is especially true if the kids are a little older and need their own rooms. Kids are expensive, especially if they don't have a job yet to help them pay for some of their own supplies. However, it is still important that everyone is able to thrive where they are living.
Another factor to finding a place that suits your needs is any medical requirements that you may have. While something like a service animal isn’t normally too much of a deal breaker, having an oxygen requirement or needing an apartment that is fully wheelchair accessible can be almost impossible to find, especially at a good price. Not only would you need to find a bottom floor apartment without stairs into the location, you need to be sure that the doorways will accommodate you comfortably and the angles aren’t too sharp for you to turn through. Everything also needs to be at a good height for while you are in the chair so things like bathrooms and kitchens can be huge deal breakers.
Here at Talley, we are determined to help you find your dream home. We don’t care what restrictions you have, we will do everything we can to get you a place that you love. We understand that everyone is different and will need different things, so we are prepared to help everyone find that apartment that fits like a glove. Give us a call today if you are looking for a new place to live and see just what we can do to get you into one of our rental homes!

Best Place

Best Place
There are few things as stressful as looking for a new place to live. There are so many reasons for someone to move, but the search always boils down to the same essential thing: where can I live and be comfortable? Some people are looking for a one bedroom for just themselves. Other people have whole families that they need to house and look for a place large enough to accommodate everyone. Others may even be looking to move in with some friends so they aren’t alone. Each of these people have the same problem, however. Everyone wants to enjoy where they live and that isn’t always an easy task.
Finding the right place to live can be a time consuming and long process. While some people may be lucky and find the perfect rental immediately, it can take months or even years to find exactly what you’re looking for depending on what your requirements are. Looking for a place to set your life takes a lot of commitment and you never want to settle for something you can’t see yourself being truly happy in. At times, this is necessary depending upon your previous living situation, but in the best case scenario, you can take the time to find what truly calls to you.
Many people spend years looking at houses to purchase before they finally find what they truly want and renting is no different. After all, just finding one that you like the look of isn’t enough. You need to think about location and the state of the house just to name a few important things. It can be the most beautiful house in the world, but if it’s an hour away from your work, you may need to look at another option. It can be in the perfect location but need far more work than you can put into it. All of these things need consideration before you can make your move.
Talley Properties is determined to help you find the perfect place. We know how important it is that you are happy with where you live, and we want you to be happy. Finding that perfect rental is a process with a lot of work that goes into it, but with the right partners you never know what you can find. You may just never want to move again!

Spring Upkeep

Spring Upkeep
Now that spring is officially here, there are a couple of things that you may want to start doing if you own a rental property. With the weather warming up and people venturing outdoors again after such a long and chilly winter, there are many different things to change or update to increase curb appeal. While there may be lists that are pages long of things like this for you to work on, here are a couple to give some thought to on those really nice days when you want to be outside.
Power Washing. After the winter with all of the salt and dirty snow, your rental property may need a good power wash. Many places will rent out a power washer for a day and they are relatively cheap to operate as well as rent. Obviously it is better if you have a friend who owns one, and the beauty of social media is that you can easily ask around. Check classified ads if you are interested in buying one, you never know what will pop up!
Planting. Getting your hands down into the dirt in the beginning of the spring can be a great feeling and extremely rewarding. You may want to plant a couple of flowers around the lawns or maybe a tree or two for shade. You may even want to create a memorial garden of some kind, either one that is for someone specific or one that others can use if you own an apartment complex. Perhaps you have been thinking about starting a communal vegetable garden. Ask around with your residents and see if there is any interest in keeping a couple of plants and herbs alive for the community to use.
Paving. This is always a big one after a rough winter if you have an apartment complex with a parking lot. Plows and snow wreak havoc on asphalt, and so you may be thinking about patching some of those pot holes left behind. While it is certainly expensive, it will be more than worth it in the long run for you and your residents as well as any guests they may have over.
These are only three things that you may want to consider doing now that the weather is warming up. Stay tuned for a couple more ideas if you want to keep improving your rental property.

Babies and Apartments

Babies and Apartments
Having a baby can be one of the most incredible moments of your life. Although it might have been a difficult road to get there, it is something that a lot of people cite as the most important moment in their life. A new baby can definitely be a lot of work, but many people say that the real struggle begins when their baby starts to crawl and walk. Once your child becomes mobile, it can seem like they never stop and can be difficult to keep up with. This is why it is important to plan ahead if you think you are going to have children in the future.
A common goal for younger couples is to have children. If you are in a relationship and have decided that kids are something that you want in your future, then you will probably be looking at a certain sized apartment or rental house. Just looking for something that has enough bedrooms isn’t always enough though. It is important to remember that children can get into a lot of trouble quickly. Thinking forward to things like dangerous stairs, slippery floors, or even older carpets and wallpaper can pose a possible concern to new parents of children that like to chew on everything and crawl around quickly. While we aren’t saying that every family who has children needs to have a single floor house with an open floor plan that was recently built, it is important to consider what is important to you in regards to your growing family. This might include certain things that you wouldn’t think of if it was just a couple of younger adults. We suggest making a list of what is most important to you before you start looking for a new place to house your growing family.
Here at Talley Properties, we are dedicated to finding the perfect place for you and anyone else who might come along. The whole point of having somewhere to live is to be comfortable, so why should you settle for anything less than exactly what you want? No matter how long it takes, we will keep searching until you are happy with what we can get you into. Give us a call and let us know what your requirements are. We want you to like where you live and will search until you are. You just need to make the call.

Latest News

Charlotte fastest growing city over last 10 years

Charlotte fastest growing city over last 10 years

CHARLOTTE, N.C. — Charlotte was the fastest growing city in the last decade. New numbers from the Census Bureau show the urban area grew 65 percent from 2000 to 2010. The next fastest growing urban area was Austin, Texas at 51 percent.Las Vegas came in third at 43 percent. To put that in perspective, the country’s entire urban population grew 12 percent during the same time. The state of North Carolina ranks second in the nation for largest rural populations with 3,233,727. Texas came in first with 3,847,522 people and Pennsylvania came in third with 2,711,092 residents.

 

See more @ http://www.wsoctv.com/news/news/local/charlotte-fastest-growing-city-over-last-10-years/nLfBM/

Talley Properties Announces Opening of New Facility

Talley Properties Announces Opening of New Facility

Charlotte—Talley Properties Inc., a property management firm serving the Charlotte area real estate market has announced their move to a new facility 2716 Westport Road. The move will be official March 23rd.
The brick, 2-story 7300 square foot building is situated on an acre plot and includes 5000 sq feet of office space and a 2300 sq. foot warehouse. It was built in 1998 and served as a corporate office for a local builder.

According to owner and President Tony Moore, "Talley Properties has experienced tremendous growth since 2004. We feel this new office will provide us with a stable location to continue to serve our existing clients while giving us room to continue to grow and expand our services." Moore received his BS in Management and Production Sciences from UNC Wilmington. A native of Lincolnton, he now resides in Gastonia with wife Cathy and their children, Melissa and MaKenzie.

Talley Properties has specialized in midrange to high end residential and commercial property management since 1980. Their mission is to provide full service management to a diverse group of investors. With the goal to achieve long-term relationships with their investors, they are on call 24-hours a day, and provide quick, efficient same day service. Visit Talley Properties at www.talleyproperties.com or call 704-332-2206.

In shaky economy, renting increasingly tops owning

In shaky economy, renting increasingly tops owning

It's an ideal time to buy a home, but many potential buyers in Sioux Falls are forgoing home ownership and the American dream.

Instead, despite historically low interest rates, a drop in home prices and an ample inventory of houses to chose from, many are opting for short-term rental agreements.

Some question whether there's still value in owning a home .

Others say the popularity of renting is a trend that will be a short-lived function of economic uncertainty. Many potential first-time homebuyers don't want to be tied down to a home. They don't know whether the future will bring a pay raise or a layoff. So they opt for an apartment or town home.

The trend of renting will turn around eventually, but it's going to be slow, said Michael Roach, assistant professor of economics at the University Center and Dakota State University.

"That's a short-lived phenomenon we're experiencing simply because of where the housing market has gone for a couple of years," he said. "(Homeownership) is still the American dream; people still want homes. People still want to own their own home, but they want to do it in an environment that makes economic sense."

As the local economy grows and adds jobs, and as new businesses pop up, Roach said home ownership will pick up.

"Especially for younger people, younger families, nobody likes uncertainty when they're dealing with that amount of money. It's the biggest investment most people will make in their lives," he said. "People are gun-shy still, and it's going to take a little while to get over that."

Fear is the No. 1 reason for the shift from home ownership to renting, said Tony Ratchford of the Ratchford Group with Hegg Realtors.

He said although home inventory has dropped in Sioux Falls, and business is better than last year, it's not as good as he had hoped. He's had clients who sold homes and moved into rental properties to get out from under some debt. He also owns five rental properties that he said he gets calls about weekly.

"It's just been absolute fear. ... They just don't have confidence in the economy," he said. "People were careful with their money. They realized the cost of gas, cost of food and have a fear of the economics of the world that brought them to the realization to pay off debt, pay off credit cards and just hunker down a little and make life cheaper."
Ratchford said he thinks Sioux Falls has hit bottom and predicts things will pick up by summer. At that time, he said the market will be more balanced, home values will increase, rentals will be mostly full and prices will be up. People will realize it's cheaper to buy than rent.

"The American dream of owning your own home, it's such a great investment, but the last three or four years we haven't seen that," he said. "Some people are questioning whether or not there's any value in owning a house anymore. I know there is, and long term it's going to be a big deal. It's part of the cycle of what happens when you have a down dip."

Kayla Pederson, 27, never has owned a home, and said financially, she can't buy a house now. This month, she moved into a two-bedroom apartment with her 4-year-old son after living with a friend and saving money.

"These days, it's more common. I'm hearing friends and acquaintances move in with friends or parents to catch up until they're ready to get out on their own," she said.

Pederson recently moved back to Sioux Falls from Colorado. Although she has a degree in business management, she was unemployed for more than two months before she was hired as an IT support technician in June. She plans to own a home someday but said renting is the best option now.

Pederson passed on buying a foreclosed home in the Denver area. She's glad she did.

"With the economy, you could get more bang for your buck, but when we had time to think about it, we decided renting was a better option," she said. "I knew eventually I was going to be moving back home."

Matt Larson, president of the Realtors Association of the Sioux Empire, said pending home sales were up 16 percent in October compared with last October. Pending sales this year are up 0.9 percent. New listings and inventory are down.

Larson said people remain cautious.

"It should start improving in 2012, and I think we're going to lead the country out of it in the Midwest, because we didn't have the terrible downside," he said. "I think we're going to outperform most markets."
Rental vacancies in Sioux Falls are at an all-time low of 4.58 percent, said Dan Siefken, executive director of the South Dakota Multi-Housing Association. That's the lowest the organization has seen since it began the vacancy survey in 1996, he said.

It's also down substantially from a record-high of 13.28 percent in January 2010.

"I think (apartment living) is back in vogue," he said. "People went through a period of time where they were sold on the fact that home ownership was for everybody and that you were throwing your money away if you rented. Now they're realizing that renting is a good bargain."

Siefken said the high vacancy rates of 2010 can be attributed largely to the first-time homebuyer tax credit perks. Now, he said, renters are finding a savings in renting when they don't have to pay property tax, maintenance, insurance, lawn care and snow removal and other costs.

Today's renters don't want homeowner costs, but they do want more than a couple bedrooms, a bathroom and a kitchen. They want units with dishwashers and a washer and dryer. They want complexes with heated garages or underground parking, fitness facilities, pools and Jacuzzis, Siefken said.

"They're pretty much must-haves," he said. "Those apartments are getting harder and harder to find; those complexes have almost zero vacancy."

Angie Stingley, manager for Boulder Creek and Boulder Pointe Townhomes, said she has 184 units and expects one vacancy this month. She said if there is a vacancy, it doesn't last long.

The Dunham Co. will start construction next spring on a 262-unit apartment complex on South Grange Avenue. CEO Don Dunham expects it to be ready for tenants next fall.

"The old days of Section 8 housing and 4-plexes, that's not good enough for young professionals today," he said. "If you make enough money, you want to live someplace nice, but that doesn't mean you want to buy a house."

That's why Dunham hasn't built any single-family homes in more than two years. There's no demand.

He said the company used to have 40 to 50 spec homes for sale at all times throughout the area that includes Sioux Falls, Dakota Dunes, Yankton and Elk Point. Dunham said the company has about 150 lots fully developed and ready for single-family homes, but there's no plans for buildings.

"We're just trying to liquidate what we still have," Dunham said. "There is no demand. People are seeing that a home is not the deal it used to be anyway."

Rental Prices Soaring as Home Values Stay Low

Rental Prices Soaring as Home Values Stay Low

Foreclosure Deals, a leading provider of foreclosure listings, news and information, has released new research on home prices and rent values across the nation. Drawn on data collected from regional and local real estate markets, the numbers demonstrate the relationship between the average cost of rent and the average cost of a home purchase in each state, which can help homebuyers choose the best markets in which to invest.

"Foreclosures have had a huge impact on home values," remarked John Evan Miller, a real estate analyst with Foreclosure Deals. "In almost every market, prices are well below their 2008 values, simply because there are so many homes available."

Foreclosure Deals presents the new data compared with values recorded in 2008 using an infographic available on their web site, and the impact of the foreclosure wave is clear. In many areas, home prices are extremely low, while rent prices are notably higher.

"Rents are up, and they're going to stay up," said Miller. "Even though it's the best market for homebuyers we've seen in over a decade, the recession made a lot of people reconsider spending at the time, so they rented. This drove up demand, and prices, for rental properties."

Despite the sluggish economy, Miller points out that this is the perfect market for real estate investment. He adds that mortgage interest rates are also at historic lows, creating other opportunities for value investing.

"Not only do you have rock bottom prices, you've got a terrific market to rent out your property while you wait for prices to rise. And they will rise. Home values will come back, but the days of 3.5% and 4% mortgages aren't going to be around forever. Once home values rise, those interest rates will rise too."

Experts currently predict average rental costs to be 4.5% higher than by the end of 2011 than their value last year, and up another 3% in 2012. In contrast, foreclosure homes currently offer savings of anywhere from 10% to 50% off market value. As buyers who put off buying a home during the recession look to start buying again once the economy improves, it will create the opportunity for big profits for foreclosure investors.

"In a great many cases, you're going to end up paying less on a monthly mortgage payment if you buy a home than you would in rent on the same property," said Miller. "Could there be a better reason to buy than that?"

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